Abstract: Using three waves of the FINRA Foundation’s National Financial Capability Study, this brief examines how veterans’ financial capability differs by gender and racial/ethnic identity. Overall, female veterans report worse outcomes than their male counterparts. Specifically, female veterans report lower overall financial well-being, poorer spending behaviors, lower saving and investing behaviors, and poorer labor market outcomes than their male counterparts. Similarly, veterans of color also report worse outcomes than their white counterparts. Several notable findings emerge when looking at the intersection of gender and race/ethnicity. Female veterans of color often fare better than white female veterans. For instance, Black female veterans report higher financial satisfaction and financial knowledge, and Hispanic female veterans are more likely to have emergency savings and retirement savings than white female veterans. These results highlight the importance of understanding unique veteran experiences to improve future research and policy.